My pivots work fine, but I cant figure out where to stick an ISNULL(), and Ive already tried quite a few combinations with no luck;declare @columns varchar(MAX)SELECT @columns = COALESCE(@columns + ',[' + cast(ex_s2 as varchar) +']','['+ cast(ex_s2 as varchar) +']')FROM eval_loans_data_4449GROUP BY ex_s2ORDER BY ex_s2 DESCdeclare @stringSQL as varchar(MAX)SET @stringSQL = 'select *FROM( SELECT count(0) as LCount, delinquent_months, ex_s2 as Jud_Ind FROM eval_loans_data_4449 GROUP BY delinquent_months, ex_s2 ) xpivot(sum(LCount) for [Jud_Ind] in (' + @columns + ')) as dcntORDER BY delinquent_months'EXECUTE(@stringSQL)